Bank of America has begun rolling out support for making ATM withdrawals via Apple Pay. The new feature was first noticed by a Reddit user who snapped a number of photos of a NFC reader-enabled ATM in Redondo Beach, California. The photos show an NFC reader just to the left of the usual card reader slot.
The user says when an NFC-enabled smartphone is placed on the NFC logo, the customer is prompted to enter their PIN number, just as if they had inserted a debit card in the usual way. The normal menu then displays on the screen, sans one important option, deposits. That feature is not enabled at this time.
Bank of America is highlighting the feature on its supported ATMs, but users should be advised the Apple Pay option currently only works with Bank of America-issued bank cards. Trying it with another bank’s card results in an inability to complete the transaction. While not currently available at all Bank of America ATMs, the Apple Pay withdrawal feature is expected to eventually rollout to all BofA ATM in the near future.
Bank of America now offers a website explaining the process of using Apple Pay to make withdrawals from a BofA account, it can be viewed here. The site notes that: “Eligible cards: Consumer Debit Cards, US Trust Debit Cards, Small Business Debit Cards (owner card only). Ability to deposit funds not yet available.”
It was January when we first reported Bank of America and Wells Fargo were working on offering Apple Pay compatibility for their ATMs. At that time, BofA was reported to have a rollout timeframe of mid-2016, but no timeframe was offered for Wells Fargo.
